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The Basics of Health Care Coverage

Obtaining and paying for health care in the United States often causes individuals and families distress, worry, and financial instability. The goal of these materials is to help take the mystery and pain out of health care coverage.

Learn the basics of health care coverage: what's available, what to consider when choosing the coverage that best fits the needs of you and your family, and the common terms you need to know.

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Learn about the different types of health insurance offered by employers.

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Learn about purchasing health insurance through kynect, Kentucky's online marketplace.

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Learn about health coverage available to active duty service members, National Guard and Reserve members, retirees, and their families.

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Learn about health coverage available to veterans and eligible family members.

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Learn about Medicaid insurance coverage, eligibility, and how to enroll.

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Learn about the Medicare federal health insurance program, eligibility requirements, and the different parts of Medicare coverage.

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Learn the terms you'll need to know when paying for health care with insurance.

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Learn about how not having health insurance can affect your health and your finances.

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These and associated educational materials have been developed using our available resources. They are not intended to serve as advice or recommendations on selecting a specific type of coverage or plan. Any errors or omissions are unintentional.


These materials were supported by funds made available by the Kentucky Department for Public Health’s Office of Health Equity from the Centers for Disease Control and Prevention, National Center for STLT Public Health Infrastructure and Workforce, under RFA-OT21-2103.


The contents of these materials are those of the authors and do not necessarily represent the official position of or endorsement by the Kentucky Department for Public Health or the Centers for Disease Control and Prevention.

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